First Home Buyers
Your first home, with confidence.
Buying your first property is a big step. We'll walk you through the process, explain the jargon and help you explore finance options in a way that feels clear and manageable.
Guidance from day one
We help first home buyers understand each stage, so there are fewer surprises along the way.
Understanding your budget
Work through what you may be able to borrow and what upfront costs to plan for.
Government schemes & grants
General information about first home buyer schemes, grants and concessions you may be eligible to explore.
Deposit options
Understand how deposit size affects your options, including LMI and guarantor arrangements.
Pre-approval
Help preparing for conditional approval before you start making offers.
Paperwork made simpler
A clear checklist of what lenders typically ask for, and support getting it together.
Through to settlement
We stay in touch through approval and settlement, and are available afterwards.
Before you start
First home essentials
- Eligibility for government schemes and grants varies by state, property price and personal circumstances, and is set by the relevant government body.
- Plan for costs beyond the deposit, such as stamp duty (where applicable), legal fees, inspections and moving costs.
- Building a record of genuine savings and consistent spending can help when lenders assess your application.
- Pre-approval is conditional — final approval depends on the property and lender assessment.
How it works
A clear path, step by step.
From your first conversation to settlement and beyond, you'll always know what comes next.
01
Let's Talk
We learn about your goals, financial position and what you're looking to achieve.
02
Explore Your Options
We assess your needs and compare suitable options from our available lending panel.
03
Application Support
We guide you through the application, documentation and lender process.
04
Settlement & Beyond
We remain available for ongoing support as your circumstances change.
Frequently asked questions
Get in touch
Let's talk about your goals.
Share a few details and we'll get back to you to arrange a conversation. No documents needed at this stage.
Explore other solutions
General information only. Credit assistance will be provided once all required authorisations are finalised. Lending is subject to lender terms, conditions, fees and eligibility criteria.