Investment Loans
Finance for your next investment.
Whether it's your first investment property or an addition to an existing portfolio, we help you explore property finance options aligned with your investment objectives.
Investment lending, explained
Investment finance has its own considerations. We'll help you understand them before you commit.
Your first investment
Understand how investment lending differs from owner-occupied loans and what lenders assess.
Using existing equity
General guidance on how equity in your current property may be used towards a deposit.
Loan structure
Explore interest-only versus principal and interest, and how structure may suit your plans.
Growing a portfolio
Support thinking through borrowing capacity and structure across multiple properties.
Working with your advisers
We're happy to coordinate with your accountant or financial adviser on the bigger picture.
Ongoing reviews
Periodic check-ins to see whether your lending still aligns with your objectives.
Before you start
Important considerations
- Investment loans can have different rates, deposit requirements and assessment criteria from owner-occupied loans.
- Interest-only periods can lower repayments in the short term but increase the total interest paid.
- Rental income, vacancy, maintenance and holding costs all affect cash flow and what lenders may consider.
- We don't provide tax or financial advice — please speak with a qualified accountant or financial adviser about tax and investment strategy.
How it works
A clear path, step by step.
From your first conversation to settlement and beyond, you'll always know what comes next.
01
Let's Talk
We learn about your goals, financial position and what you're looking to achieve.
02
Explore Your Options
We assess your needs and compare suitable options from our available lending panel.
03
Application Support
We guide you through the application, documentation and lender process.
04
Settlement & Beyond
We remain available for ongoing support as your circumstances change.
Frequently asked questions
Get in touch
Let's talk about your goals.
Share a few details and we'll get back to you to arrange a conversation. No documents needed at this stage.
Explore other solutions
General information only. Credit assistance will be provided once all required authorisations are finalised. Lending is subject to lender terms, conditions, fees and eligibility criteria.